Terms and Conditions

Introduction

Effective Date: June 5, 2026
Website: ryanhalbert.com
Business: Ryan Halbert, LLC
Contact: ryan@ryanhalbert.com

These Terms and Conditions (“Terms”) govern your access to and use of ryanhalbert.com, including our website, sales pages, checkout pages, account areas, digital products, workshops, trainings, downloads, communities, emails, affiliate/referral systems, and any other products or services that link to these Terms.

These Terms are entered into by and between you and Ryan Halbert, LLC (“Company,” “we,” “us,” or “our”).

By accessing our website, creating an account, purchasing a product or service, registering for a workshop, accessing our content, joining our email list, participating in our affiliate/referral program, or otherwise using our services, you agree to be bound by these Terms.

If you do not agree to these Terms, do not access or use our website, products, services, or platform.

1. Use of Our Website and Services

You must be at least 18 years old to use our website, purchase our products or services, create an account, participate in our workshops, or access our platform.

By using our website or services, you represent that:

• You are at least 18 years old.
• You have the legal authority to enter into these Terms.
• The information you provide to us is accurate and complete.
• You will use our website, products, platform, and services only for lawful purposes.
• You will not misuse, copy, distribute, resell, exploit, or interfere with our website, products, platform, systems, or content.

We reserve the right to refuse service, terminate accounts, revoke access, cancel orders, or restrict use of our website or services at our discretion, including if we believe you have violated these Terms, abused our policies, engaged in fraud, or created risk for us, our users, our affiliates, our payment processors, or our business.

2. Accounts and Login Access

Some products, services, workshops, or platform features may require you to create an account.

You are responsible for:

• Maintaining the confidentiality of your login credentials.
• All activity that occurs under your account.
• Notifying us promptly if you believe your account has been accessed without authorization.
• Providing accurate and up-to-date account information.

You may not share, sell, transfer, sublicense, or provide account access to another person unless we give you written permission.

We may suspend or terminate your account if we believe you have violated these Terms, shared access improperly, used the platform unlawfully, engaged in abusive behavior, initiated fraudulent transactions, violated intellectual property rights, or created security or business risk.

3. Products, Services, and Workshops

We may offer digital products, live workshops, recorded trainings, templates, downloads, coaching, consulting, communities, account-based product access, affiliate/referral tools, and other educational or business-related services.

Product descriptions, prices, bonuses, access terms, availability, formats, features, and delivery methods may change at any time.

We make reasonable efforts to accurately describe our offers, but we do not guarantee that every product description, price, feature, bonus, or piece of content will always be complete, current, or error-free.

We reserve the right to:

• Modify or discontinue products or services.
• Correct errors in pricing or descriptions.
• Refuse or cancel orders.
• Change product access methods.
• Add, remove, or update content.
• Change workshop dates, times, delivery methods, or formats when reasonably necessary.
• Replace bonuses or deliver materially similar alternatives if needed.

Unless expressly stated otherwise, purchases are for personal or internal business use only and do not include resale, redistribution, public teaching rights, sublicensing rights, white-label rights, or commercial exploitation rights.

4. Digital Product Access

When you purchase a digital product, workshop, template, download, training, or other online resource, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the purchased materials for your own personal or internal business purposes.

You may not:

• Share your login credentials.
• Give others access to purchased content.
• Copy, reproduce, upload, publish, distribute, resell, or sublicense our materials.
• Use our materials to create competing products, templates, workshops, trainings, services, or offers.
• Use our content to train artificial intelligence models or build derivative commercial systems.
• Remove copyright, trademark, branding, watermark, or proprietary notices.
• Record, scrape, download, archive, or duplicate protected platform content except where downloads are expressly provided.
• Claim our materials, frameworks, templates, or methods as your own.

Violation of this section may result in termination of access without refund and may subject you to legal action.

5. Payments

We use third-party payment processors, including Stripe and any additional payment processors we may add in the future, to process payments.

By making a purchase, you agree to:

• Provide accurate billing and payment information.
• Pay all charges associated with your order.
• Authorize us and our payment processors to charge your selected payment method.
• Pay any applicable taxes, fees, or charges.
• Comply with the terms and policies of the applicable payment processor.

We do not store full credit card numbers on our website or platform. Payment information is processed by third-party payment processors according to their own terms, privacy policies, and security practices.

If your payment fails, is declined, is reversed, or becomes subject to a chargeback or dispute, we may suspend or terminate your access to the relevant product, service, account, workshop, or platform.

6. Subscriptions, Payment Plans, and Recurring Billing

If we offer subscriptions, memberships, payment plans, or recurring billing products, the specific billing terms will be disclosed at checkout or in the applicable offer terms.

By purchasing a subscription, membership, payment plan, or recurring billing offer, you authorize us and our payment processors to charge your payment method on a recurring basis according to the terms disclosed at checkout.

You are responsible for keeping your payment method current.

Failure to make required payments may result in suspension or termination of access.

Unless otherwise stated in the specific offer terms, cancellation of a subscription or recurring membership stops future billing but does not automatically refund prior payments.

Payment plans are not subscriptions unless expressly stated. If you purchase through a payment plan, you are responsible for completing all payments in the plan, even if you stop using the product or service.

7. Refund Policy

Refund terms may vary by product, service, workshop, promotion, or offer.

The refund policy applicable to your purchase will be stated on the checkout page, sales page, order form, or separate refund policy linked at the time of purchase.

If a product, service, workshop, or offer is marked as non-refundable, all sales are final unless otherwise required by law.

If a guarantee or conditional refund policy applies, you must satisfy all stated conditions to qualify for a refund.

We reserve the right to deny refund requests that do not comply with the applicable refund policy, are submitted after the refund period, involve abuse of our policies, involve completed access or consumption of digital materials, or are connected to fraud, account sharing, chargebacks, or violation of these Terms.

Refunds, when approved, may be issued to the original payment method.

8. Chargebacks and Payment Disputes

If you have a billing issue, refund question, duplicate charge, access problem, or concern with a purchase, you agree to contact us first at ryan@ryanhalbert.com so we can attempt to resolve the issue.

Initiating a chargeback or payment dispute without first contacting us may result in suspension or termination of your account, product access, affiliate account, or future purchasing privileges.

We reserve the right to provide the payment processor, card network, bank, or dispute-resolution provider with relevant information regarding your purchase, access, usage, refund policy, communications, account activity, and agreement to these Terms.

Fraudulent chargebacks, false disputes, or abuse of payment systems may result in termination of access and legal action.

9. No Guaranteed Results

Our products, services, workshops, content, examples, templates, strategies, frameworks, and materials are provided for educational and informational purposes.

We do not guarantee that you will make money, generate sales, build a business, grow an audience, improve conversions, receive testimonials, achieve any specific outcome, or experience any particular result.

Your results depend on many factors, including your offer, market, skills, effort, execution, experience, audience, pricing, messaging, timing, business model, financial resources, decision-making, consistency, and external market conditions.

Any examples, case studies, testimonials, screenshots, student results, revenue numbers, conversion rates, marketing claims, or business outcomes are illustrative only and are not promises, guarantees, predictions, or representations that you will achieve the same or similar results.

You understand and agree that there is risk in business, marketing, advertising, entrepreneurship, digital products, online sales, and any money-making activity.

You are solely responsible for your decisions, actions, results, financial outcomes, business operations, legal compliance, and use of our materials.

10. Testimonials, Reviews, Screenshots, and Case Studies

We may display testimonials, reviews, screenshots, case studies, messages, customer stories, student examples, comments, and other user-submitted content.

Testimonials and examples reflect the experiences of the individuals who provided them and do not guarantee that you will achieve the same or similar results.

By submitting a testimonial, review, screenshot, comment, message, case study, result, or other feedback to us, you grant Ryan Halbert, LLC a worldwide, royalty-free, perpetual, irrevocable, sublicensable, transferable license to use, reproduce, publish, display, distribute, edit, format, and create derivative works from that content for marketing, promotional, educational, advertising, and business purposes, subject to applicable law.

This may include using your:

• Name
• Likeness
• Social media profile image
• Business name
• Testimonial text
• Screenshot
• Result
• Comment
• Message
• Video
• Audio
• Case study
• Other information you provide or authorize us to use

We may edit testimonials or submissions for length, formatting, grammar, spelling, clarity, cropping, or visual presentation, provided we do not materially change the meaning.

You represent that any testimonial, review, screenshot, result, or submission you provide is truthful, accurate, based on your real experience, and does not infringe the rights of any third party.

11. Intellectual Property

All content on or available through our website, platform, products, services, workshops, emails, downloads, templates, trainings, and materials is owned by Ryan Halbert, LLC or its licensors and is protected by copyright, trademark, trade secret, and other intellectual property laws.

This includes, but is not limited to:

• Text
• Copy
• Videos
• Audio
• Graphics
• Images
• Templates
• Frameworks
• Methods
• Training materials
• Sales page structures
• Prompts
• Downloads
• Course materials
• Workshop materials
• Software features
• Branding
• Logos
• Designs
• Page layouts
• Emails
• Product names
• Offer names
• Business systems

You may not copy, reproduce, modify, distribute, display, perform, publish, create derivative works from, sell, license, rent, exploit, or use our intellectual property except as expressly permitted by us in writing.

Purchasing a product or service does not transfer ownership of any intellectual property to you.

12. Limited License to Use Purchased Materials

If you purchase templates, prompts, worksheets, frameworks, downloads, or other implementation materials, you may use them for your own personal or internal business purposes unless the offer expressly states otherwise.

You may not:

• Resell the materials.
• Share them with non-customers.
• Publish them publicly.
• Include them in a paid product or service.
• Use them as part of a client deliverable unless expressly permitted.
• Use them to create a competing offer.
• Claim authorship or ownership.
• Remove branding or proprietary notices unless permitted.
• Upload them into public repositories, marketplaces, AI datasets, or content libraries.

If a product includes commercial-use rights, client-use rights, resale rights, white-label rights, or agency rights, those rights must be expressly stated in writing in the applicable offer or license terms.

13. User Conduct

You agree not to:

• Use our website, products, platform, or services for unlawful purposes.
• Violate any applicable law or regulation.
• Infringe intellectual property, privacy, publicity, or contractual rights.
• Upload, submit, or transmit false, misleading, harmful, defamatory, abusive, obscene, harassing, discriminatory, or unlawful content.
• Attempt to gain unauthorized access to our systems, accounts, platform, or data.
• Interfere with website or platform functionality.
• Use bots, scrapers, crawlers, or automated systems without permission.
• Reverse engineer, copy, or exploit our platform or systems.
• Share, sell, transfer, or sublicense your account access.
• Harass, threaten, or abuse our team, customers, affiliates, or users.
• Abuse refunds, chargebacks, affiliate tracking, or promotions.
• Use our services to send spam or unlawful marketing.
• Misrepresent your identity, affiliation, results, or relationship with us.

We may suspend or terminate access for conduct we believe violates these Terms or creates risk for us or others.

14. Affiliate and Referral Program

If you participate in our affiliate or referral program, additional affiliate terms, rules, commission structures, payout terms, promotional guidelines, and compliance requirements may apply.

By participating as an affiliate or referral partner, you agree to:

• Promote our products honestly and lawfully.
• Disclose your affiliate relationship clearly and conspicuously.
• Avoid false, misleading, deceptive, or exaggerated claims.
• Avoid making unauthorized income, earnings, or results guarantees.
• Comply with FTC endorsement and advertising rules.
• Avoid spam, fraud, cookie stuffing, forced clicks, fake leads, self-referrals, or misleading promotions.
• Use only approved or lawful promotional methods.
• Follow any additional affiliate agreement or program rules we provide.

We reserve the right to approve, reject, suspend, terminate, or withhold commissions from affiliates or referral partners at our discretion, including for fraud, policy violations, misleading claims, chargebacks, refunds, suspicious activity, or reputational risk.

15. Third-Party Tools, Links, and Services

Our website, platform, products, emails, or services may include links to or integrations with third-party websites, tools, platforms, payment processors, analytics providers, advertising platforms, embedded content, social media platforms, or other services.

We are not responsible for third-party websites, tools, policies, content, security, availability, or practices.

Your use of third-party services is governed by their own terms and privacy policies.

We may use third-party providers for payment processing, email delivery, hosting, analytics, advertising, customer support, fraud prevention, and other business operations.

16. Email Communications

By creating an account, making a purchase, registering for a workshop, downloading a resource, joining our email list, or otherwise providing your email address, you agree that we may send you transactional, administrative, educational, and promotional communications.

Transactional or administrative emails may include:

• Purchase confirmations
• Receipts
• Account notices
• Login information
• Product access information
• Workshop reminders
• Security notices
• Billing notices
• Refund or dispute communications
• Legal or policy updates

Promotional emails may include:

• Newsletters
• Product announcements
• Launch emails
• Educational content
• Offers
• Promotions
• Affiliate-related communications
• Business updates

You may unsubscribe from promotional emails using the unsubscribe link included in those emails. Even if you unsubscribe, we may still send transactional or administrative messages related to your account, purchases, product access, security, legal notices, or business relationship with us.

17. Privacy

Your use of our website, platform, products, and services is also governed by our Privacy Policy.

The Privacy Policy explains how we collect, use, disclose, and protect personal information.

By using our website or services, you acknowledge that you have read and understood our Privacy Policy.

18. No Professional Advice

Our content, products, services, workshops, templates, examples, frameworks, and materials are provided for educational and informational purposes only.

We do not provide legal, financial, tax, investment, accounting, medical, psychological, or other licensed professional advice.

You are responsible for consulting qualified professionals before making decisions that may affect your business, finances, taxes, legal obligations, advertising compliance, health, or other professional matters.

Nothing we provide creates a professional-client relationship unless expressly agreed in a separate written agreement.

19. No Warranties

Our website, platform, products, services, workshops, content, and materials are provided “as is” and “as available.”

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and uninterrupted operation.

We do not warrant that:

• The website or platform will always be available.
• Products or services will meet your expectations.
• Content will be error-free or complete.
• Results will be achieved.
• Access will be uninterrupted or secure.
• Defects will always be corrected.
• The website, platform, or files will be free from viruses or harmful components.

Some jurisdictions do not allow certain warranty exclusions, so some of these exclusions may not apply to you.

20. Limitation of Liability

To the fullest extent permitted by law, Ryan Halbert, LLC and its owners, officers, employees, contractors, affiliates, agents, service providers, and licensors will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or enhanced damages, including lost profits, lost revenue, lost business opportunities, lost data, loss of goodwill, business interruption, or other intangible losses.

This applies whether the claim is based on contract, tort, negligence, strict liability, warranty, statute, or any other legal theory, even if we have been advised of the possibility of such damages.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to these Terms, our website, products, services, platform, workshops, or content will not exceed the amount you paid to us for the specific product or service giving rise to the claim during the six months preceding the event giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

21. Indemnification

You agree to defend, indemnify, and hold harmless Ryan Halbert, LLC and its owners, officers, employees, contractors, affiliates, agents, service providers, and licensors from and against any claims, damages, losses, liabilities, costs, expenses, and fees, including reasonable attorneys’ fees, arising out of or related to:

• Your use of our website, platform, products, or services
• Your violation of these Terms
• Your violation of applicable law
• Your violation of another person’s rights
• Your user submissions, testimonials, comments, or content
• Your business, marketing, advertising, sales, products, services, or customer relationships
• Your misuse of our materials
• Your affiliate or referral activity
• Your fraud, misrepresentation, chargeback abuse, or unauthorized conduct

We reserve the right to control the defense of any matter subject to indemnification, and you agree to cooperate with us.

22. Termination

We may suspend, restrict, or terminate your access to our website, account, platform, products, services, workshops, communities, affiliate program, or communications at any time if we believe you have:

• Violated these Terms
• Violated applicable law
• Misused our content or intellectual property
• Shared or transferred account access
• Abused refunds, payment plans, chargebacks, or affiliate tracking
• Engaged in fraud, harassment, abuse, or security violations
• Created legal, reputational, operational, or financial risk for us
• Acted in a way that harms us, our customers, affiliates, users, systems, or business

Termination does not relieve you of payment obligations incurred before termination.

Sections related to payments, refunds, chargebacks, intellectual property, testimonials, user submissions, no guaranteed results, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law survive termination.

23. Changes to These Terms

We may update these Terms from time to time.

When we update these Terms, we will revise the “Effective Date” at the top.

Changes are effective when posted unless otherwise stated.

Your continued use of our website, platform, products, services, or account after updated Terms are posted means you accept the updated Terms.

If you do not agree to the updated Terms, you must stop using our website, platform, products, and services.

24. Governing Law

These Terms and any dispute arising out of or relating to these Terms, our website, products, services, platform, workshops, content, or business relationship will be governed by the laws of the State of Florida, without regard to conflict-of-law principles.

25. Dispute Resolution

Before filing any legal claim, you agree to first contact us at ryan@ryanhalbert.com and attempt to resolve the dispute informally.

You agree to provide your name, contact information, order information if applicable, a description of the dispute, and the resolution you are seeking.

We will attempt to resolve disputes in good faith.

If the dispute cannot be resolved informally, any legal action will be brought in the state or federal courts located in Florida, unless applicable law requires otherwise.

You consent to the personal jurisdiction and venue of those courts.

26. Class Action Waiver

To the fullest extent permitted by law, you agree that any dispute, claim, or proceeding will be brought only on an individual basis and not as a plaintiff or class member in any purported class, collective, consolidated, private attorney general, or representative action.

If this class action waiver is found unenforceable as to a particular claim, that claim must proceed only to the extent required by law.

27. Severability

If any provision of these Terms is found invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect.

The invalid or unenforceable provision will be modified or interpreted to the extent necessary to make it enforceable, or severed if modification is not possible.

28. No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

Any waiver must be in writing and signed by us.

29. Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent.

We may assign, transfer, or delegate our rights and obligations under these Terms in connection with a merger, acquisition, sale of assets, restructuring, operation of law, or other business transaction.

30. Entire Agreement

These Terms, together with our Privacy Policy, Refund Policy, Affiliate Terms if applicable, and any additional terms presented at checkout or in connection with a specific product or service, constitute the entire agreement between you and Ryan Halbert, LLC regarding your use of our website, products, services, platform, and content.

If there is a conflict between these Terms and specific terms disclosed at checkout or in a separate written agreement, the more specific terms will control for that product, service, or transaction.

31. Contact

If you have questions about these Terms, contact us at:

Ryan Halbert, LLC
Website: ryanhalbert.com
Email: ryan@ryanhalbert.com